(a) General rule. A group health plan, and a health insurance issuer offering group health insurance coverage, must not apply any waiting period that exceeds 90 days, in accordance with the rules of this section. If, under the terms of a plan, an individual can elect coverage that would begin on a date that is not later than the end of the 90- day waiting period, this paragraph (a) is considered satisfied. Accordingly, in that case, a plan or issuer will not be considered to have violated this paragraph (a) solely because individuals take, or are permitted to take, additional time (beyond the end of the 90- day waiting period) to elect coverage.
CFR 26-54.9815-2708-2014 history
2014CFR 26-54.9815-2708-2014 Internal revenue. Part54:Pension excise taxes. Section54.9815–2708:Prohibition on waiting periods that exceed 90 days.